Advocacy Center

Special Needs Trusts & ABLE Accounts

Trust Accounts and ABLE Accounts are all valuable tools in your future planning. The options below will help you determine which account is best for you and your loved one with disabilities.

3rd Party Trust – The Arc Trust I

  • Funds come from gift or inheritance
  • No max annual contribution limit
  • No Medicaid payback
  • Earnings may be taxed
  • No age limitations
  • Covers qualified disability expenses and more!
  • No min/max balance

ABLE Accounts

  • Funds can come from anyone
  • Max annual contribution limit
  • Medicaid payback
  • Earnings are tax free
  • Age limitations
  • Covers qualified disability expenses only
  • No min/max balance (SSI suspended if >$100,000)

1st Party Trust – The Arc Trust II

    • Funds come from individual’s own money
    • No max annual contribution limit
    • Medicaid payback
    • Earnings may be taxed
    • No age limitations
    • Covers qualified disability expenses and more!
    • No min/max balance

If you are interested in learning more about the Trusts and ABLE Accounts and would like to attend a presentation led by a representative from The Arc of Indiana, please contact Angie Sumner at 812-428-4500 extension 303.

Medicaid Waiver Guide

The Medicaid Waiver allows Medicaid to fund supports and services for children and adults with disabilities in their homes or their community.  Medicaid Waivers allow an individual to use traditional Medicaid services along with additional services that are also available under the waiver.

To find out if you or a family member would qualify, visit https://www.arcind.org/wp-content/uploads/2018/02/Medicaid-Waiver-Guide-2-18.pdf

Online Family Leadership Skills Training

Indiana families now have access to a new web-based training called Building Family Leaders. This training will help families build knowledge and skills in the area of family leadership to be able to lead, advocate, and engage as partners in the systems that serve their children. There is also no cost to register or use the system.

For more information, click here.